Terms of Use

  1. “Loan Lee” means Loan Lee (Pty) Ltd, a private company, (Registration No. 2017/349237/07), registered in the Republic of South Africa and a registered credit provider with NCR Reg. No: NCRCP10099 (which may also be referred to as "Us, Our, We") and which for purposes of any disclaimer and for indemnity includes its directors, shareholders, employees, subcontractors and/or agents and successors-in-title.
  2. "User/s" means any person accessing any part of this Website and may also be referred to as “You, Your or Yourself”.
  3. We respect your privacy and your personal information and refer you to our privacy policy which governs the way in which We collect and use the personal information provided to Us as part of the application process. You give Loan Lee permission to collect and use Your personal information when you use the website. Please read these Terms, together with Our Privacy Policy carefully, as they will govern Our relationship with You in relation to your use of www.LoanLee.co.za (the “Website”), and will constitute an ongoing binding agreement between Loan Lee and Yourself.
  1. By accessing and usingthe website You agree to be bound by these Terms. The Terms become effective when You access the Website for the first time and constitute a binding agreement between Loan Lee and Yourself.
  2. Loan Lee may at any time withdraw, deny access to or modify any of the Terms, without prior notice. Such modification will supercede and replace any previous terms. The amended Terms will be made available on the Website. Each time you access the Website, You agree to be bound by the Terms, as they have changed.
  3. If You do not accept these Terms, please do not continue to use this Website.
  4. Please note that the Terms stated in this document refer to the use by You of this Website and are not related to any commercial agreement concluded between You and Loan Lee or any other third party pursuant to the use of this Website.
While Loan Lee makes every effort to update the information provided on the Website on a regular basis, Loan Lee makes no representations or warranties, whether express or implied in lawas to the accuracy, completeness or reliability of any information, data and/or content on the Website.
  1. By accessing the Website, You warrant and represent to Loan Lee that You are legally entitled to do so. If You subscribe for any of Our services You warrant and represent that You are legally authorised to subscribe for such services. You further warrant You will not use the Website, the services or any information made available or sent to You by Us pursuant to Your use of the Website for any purpose that is unlawful or prohibited under South African or International law or is in contravention of the Terms. You hereby indemnify Loan Lee against any loss, liability, damage or expense of whatever nature which Loan Lee or any third party may suffer which is caused by or attributable to, whether directly or indirectly, a breach by You of any of the warranties in these Terms.
  2. You may print pages for Your personal use but no part of this Website may be reproduced or transmitted for any other purpose.
  3. This Website is intended to provide general information regarding Loan Lee, Our services, and other information which may be of interest to You. It is not intended to provide exhaustive treatment of any subject. The information on this Website including all research, ideas, opinions or other content is not intended to and does not constitute financial, accounting, tax, legal, investment, consulting or other professional advice or services. Before making any decision or taking any action based, on or in relation to such research, ideas, opinions or other content which might affect You, You should take appropriate advice from a suitably qualified person.
No third party or unauthorized User may establish a hyperlink, frame, meta tag or similar reference, whether electronically or otherwise (collectively referred to as linking), to this site or any subsidiary pages.
No person, business or website may use any technology to search and/or gain information from Loan Lee's Website without its prior written consent.
  1. From time to time this Website may also include links to other websites. These links are provided in order to enhance the interest of other featured content and are not intended to signify that Loan Lee endorses or otherwise has any responsibility for the content of the linked website.
  2. No endorsement or approval of any third party or their advice, opinions, information, products or services is expressed or implied by any information on this Website.
  3. External links may be provided for Your convenience, but they are beyond the control of Loan Lee and no representation is made as to their content. Use or allowance on any external links provided is at Your own risk. When visiting external links You must refer to that external website’s terms of use. No hypertext links shall be created from any website controlled by You or otherwise to this Website without the express prior written permission of Loan Lee.
  1. While all reasonable measures are taken to ensure the security and integrity of information submitted to this Website, Loan Lee cannot under any circumstances be held liable for any loss or other damage sustained by a User or Users as a result of the intentional or accidental release of information by an employee of Loan Lee or any third party.
  2. Loan Lee is under no legal duty to encrypt any content or communications from and to this Website and is also under no obligation to provide digital authentication of any page on this Website. Users are expressly prohibited from delivering any damaging code such as computer viruses to this Website, whether negligently or otherwise.
  3. Any User who commits an offence as outlined above and in terms of section 85 to 88 of the Electronic Communications and Transactions Act 2002 (“ECT Act”) will hold Loan Lee harmless and indemnify them against any and all liability, damages and losses that Loan Lee may suffer as a result thereof. Any User who commits such offence will also be criminally prosecuted.
Copyright and all intellectual property rights and all materials, texts, drawings and data made available on the Website (collectively "the materials") are owned by Loan Lee, alternatively Loan Lee is the lawful User thereof, and are protected by both South African and International intellectual property laws. Any unauthorised copying, reproduction, retransmission, distribution, dissemination, sale, publication, broadcast or other circulation or exploitation of such material or any component thereof will be an infringement of such copyright and other intellectual property rights; save that You may use the materials or any component thereof for Your own internal purposes and for purposes of considering and making use of the services offered by Loan Lee. The trademarks, names, logos and service marks (collectively "trademarks") displayed on this Website are the registered and unregistered trademarks of Loan Lee. Nothing contained on this Website should be construed as granting any licence or right to use any trademark without the prior written permission of Loan Lee.
  1. Save as set out in the Terms, Loan Lee makes no warranties, representations, statements or guarantees (whether express, implied in law or residual) regarding the Website and the service/s and the Website and service/s made available via the Website are provided "as is".
  2. Loan Lee does not make any warranty or representation that information and service/s advertised on the Website are appropriate for use in any jurisdiction.
  3. To the fullest extent possible by law, Loan Lee expressly disclaims all (express or implied) warranties, including, without limitation, warranties and not infringement, compatibility, security and accuracy in respect of this Website. We do not warrant that the Website or any software available for download via the Website is free of viruses or destructive codes.
  4. Loan Lee shall not be responsible for and disclaims all liability for any loss, liability, damage (whether direct, indirect or consequential) and/or expense of any nature whatsoever which may be suffered by You or any third party, as a result of or which may be attributable, directly or indirectly, to Your access and use of the Website and/or any information contained on or received via the Website, Your use of the service/s and/or Your reliance on any information offered via the Website and service/s.
  5. Without limiting the generality of the aforegoing, neither Loan Lee nor its directors shall be liable for any loss of business, loss of data and/or loss of profits, any failure and/or unavailability of the Website for any reason whatever and/or the failure/delay by any third party service provider to render any service/s which are necessary to ensure the availability of the Website. You hereby indemnify Loan Lee or its directors against any loss, liability, damage (whether direct, indirect or consequential) or expense of any nature whatsoever which may be suffered by You or any third party as a result of or which may be attributable directly or indirectly to the aforesaid.
  6. Information transmitted via the internet is susceptible to monitoring and interception. You will bear all risks of transmitting information in this manner. We will not be liable for any loss, harm or damage suffered by You as a result of transmitting information to Us.
  7. Any unsolicited confidential or proprietary information sent to Us via the internet cannot be guaranteed to remain confidential. If You need to send such information to Us and are concerned about the security of this information please contact Us and We will advise You of the most appropriate method of transmission.
  8. This Website is made available for public viewing on the basis that Loan Lee excludes, to the extent lawfully permitted all liability whatsoever for any loss or damage howsoever arising out of the use of this Website or reliance upon the content of this Website.
  9. Nothing on this Website is intended to be nor should be construed as an offer to enter into a contractual relationship with You or anyone else, except for these Terms which govern the relationship between Us in relation to Your use of the Website. The advertising of Our services via the Website merely constitutes an invitation by Loan Lee for You to contract with it. Loan Lee reserves the right not to accept and/or comply with any application for any reason whatsoever on notice to You. Should Loan Lee enter into an agreement with You for the provision of services or otherwise, that agreement will be governed by the terms and conditions thereof and not by these Terms which specifically relate to the use of the Website.
To register with us you must be at least 18-years of age or older. Minors are strictly forbidden from using the service.
  1. This Website is hosted, controlled and operated from the Republic of South Africa and therefore the South African law enforced by the South African courts governs the use or inability to use this Website, its content, services and these Terms.
  2. Your use of this Website and any dispute arising out of the Website is subject to the laws of South Africa. Any dispute arising out of the use or publication of this Website is subject to the exclusive jurisdiction of the courts of South Africa.
  3. Loan Lee will institute legal action to enforce any right or address a breach of these Terms and the costs incurred to do so will be borne by the User or individual against whom a court order or relief is sought on the attorney and client scale.
  4. A certificate signed by the administrator of this Website will serve as prima facie proof of the date and time on which any transaction was concluded on this Website.